ONLINE BANKING ONLINE BANKING
To make your payment using JomPAY:
• Logon to your Internet or Mobile Banking and select JomPAY
• Choose Biller Code: 199430 (Shenma Credit Sdn Bhd)
• Input Ref-1 : 12-Digits Agreement Number
           Ref-2 : Your handphone number 
• Enter the payment details and confirm payment

Our Transaction Fee:  Current / Savings Account - RM0.50; Credit Card - RM 1.50



ONLINE BANKING ONLINE BANKING
To make your payment using Online Banking:
• Enter the password
• Select Instant Transfer/DuitNow
• Select: Transfer To: Other Account
• Select AmBank
• Enter your AmBank Collection Account (check your account using link below)
• Enter Receipient Name: SHENMA CREDIT SDN BHD
• Transfer Option: Instant Transfer
• Enter Amount: (RMXXX.00)
• Recipient Reference: Please key in NRIC No / Plate No / Mobile No

Our Transaction Fee:  Free,  Bank Charges if any still applies. 

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AmBank CASH DEPOSIT MACHINE AmBank CASH DEPOSIT MACHINE
To make your payment using AmBank Cash Deposit Machine:
• 
Select Language
• Select Deposit
• Enter your AmBank Collection Account (check your account using link below)
• Enter Amount: (RMXXX.00)
• Confirm Payment

Our Transaction Fee:  Free,  Bank Charges if any still applies. 

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ATM TRANSFER ATM TRANSFER
To make your payment using ATM Transfer
• Select Language
• Enter Pin Number
• Select Immediate Transfer
• Select AmBank (AmBank (M) Berhad)
• Select Saving Account
• Enter your AmBank Collection Account (check your account using link below)
• Enter Amount: (RMXXX.00)

Our Transaction Fee:  Free,  Bank Charges if any still applies. 

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X-KIOSK PAYMENT USING X-KIOSK

• You can now use X-Kiosk to pay your installment.
X-Kiosk can accept cash, credit / debit card and e-wallet (Touch n Go) as payment for your installment.
• To make payment, enter your 12-digit loan agreement number or vehicle registration number and make your payment.
• Keep the payment receipt for future reference.
• To find an X-Kiosk near you, go to www.xkiosk.my/find-an-x-kiosk-near-you


Our Transaction Fee:  Cash - RM 1.00,  Credit Card/Debit Card/ eWallet - RM 3.00


PAY AT MERCHANT PAYMENT AT MERCHANT

• You can pay your monthly installment in person at our strategic partner's location.
• Visit www.shenmacredit.com.my/merchants and merchants indicted with "$$$" are equipped with this function.
• Provide our merchant with your NRIC No / Plate No to our merchant
• The merchant will confirm your repayment amount. 
• You will be given a transaction slip once the transaction has been approved


Our Transaction Fee:  Free

SHENMA MOBILE PAYMENT USING SHENMA MOBILE APPS
               • SHENMA Mobile is now available on Android, iOS and Harmony OS.
• To download SHENMA Mobile, please visit www.shenmacredit.com.my/shenma-mobile for instructions and a manual for registration.

SHENMA Mobile's Functions
• View all  your account's information.
• Use this application  to pay your monthly installment.
• Be notified on transaction alerts and Shenma Credit's most recent news and updates.
• Quick Access - Login with a 6-digits PIN or Fingerprint

Our Transaction Fee:  Free